The Housing Affordability Index (HAI) base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values:
- ABOVE 100 indicate INCREASED affordability
- BELOW 100 indicate DECREASED affordability
MOST Affordable Housing
Top 5 Most Affordable US Housing:
- Town of Province in Alabama has a HAI of 350.
- Rock Mills Census Designated Place in Alabama has a HAI of 350.
- South Van Horn Census Designated Place in Alaska has a HAI of 350.
- Welton Hills Census Designated Place in Arizona has a HAI of 350.
- City of Anaktuvuk Pass in Alaska has a HAI of 350.
Top 200 Most Affordable:
LEAST Affordable Housing
Top 5 Least Affordable US Housing:
- Stanford Census Designated Place in California has a HAI of 13.
- Point Reyes Station Census Designated Place in California has a HAI of 17.
- Town of Snowmass Village in Colorado has a HAI of 21.
- Village of Kaser in New York has a HAI of 22.
- Hanalei Census Designated Place in Hawaii has a HAI of 22.
Top 200 Least Affordable:
STATES, Most/Least Affordable Housing
Top 3 MOST Affordable States:
- West Virginia (182)
- Indiana (180)
- Arkansas (177)
Top 3 LEAST Affordable States:
- Hawaii (65)
- California (61)
- Oregon (83)
List of All States – Ranked by Housing Affordability Index:
WITHIN State Affordability
Each HomeTownLocator state gazetteer has an easy to use tool to do within state rankings of cities & towns, counties, and ZIP Codes by 5 key demographics.
Here is an example of ranking the top-20 California ZIP Codes with the LEAST affordable housing costs (lowest HAI).
The one tool can be used for within state of rankings of cities, towns, counties and ZIP Codes for:
- Population Density
- Diversity Index
- Wealth Index
- Housing Affordability Index
The tool will list the top-20 or the top-200 sorted from lowest to highest or vice versa.